Making Health Insurance Affordable

Making Health Insurance Affordable

Montgomery Reporter states this 61 Alabama residents have taken advantage of the PCIP insurance plan for those who cannot meet underwriting requirements of traditional major medical coverage.

Nationwide enrollment totals around 12,000 participants, far less than the 200,000 that were expected to enroll.

    insurance was made available under the new federal health care law. It's designed to bridge the gap until 2014, when private insurance companies will no longer be allowed to deny coverage for people who have had certain major illnesses.

    A spokesman for the Alabama Department of Insurance said cost may be a factor in Alabama's low enrollment. Premiums for people over 55 are $583 per month for the standard plan and $785 for the extended plan, plus deductibles and co-payments.



This begs the question, if some consider PCIP to be unaffordable, how will anyone pay for health insurance once health insurance companies are required to take anyone and everyone?

Insurance Agency Startup Assistance

Insurance Agency Startup Assistance

Starting a new insurance agency or broker is a challenge, even for the most experienced industry expert.  The hard part is putting business on the books, but there are numerous details to address before an agency can begin to sell insurance.  Getting insurer appointments, raising capital, and satisfying compliance obligations are only a few.  The Independent Insurance Agents of Texas provides an excellent New Agency Toolkit for agents and brokers navigating the startup process.

Health Insurance

The four basic Health Plans

The concept of health care has changes since the time of house calls and family doctors. Today the hike in economy led to increased price in medical treatment. Nowadays it is necessary to make medical insurance so that we are not devastated in the time of medical treatment. There are numbers of health insurances pertaining to different insurance resources but all of them fall under four basic health plans: Fee-of-Service (Indemnity) Plans, HMOs, POSs and PPOs. Let’s have a clearer picture of these four basic plans. Health Maintenance Organizations: In this plan, you pay for your premium in

Getting a health insurance done can be confusing in today’s market where there are so many insurance companies with so many policies. Browse through insurance blog to know on health care costs, how you avail them and why. Sure, you will find it easier to get it done through some agent.  However, remember health insurance is not cheap or workable at all, if it does not cover the expenses adequately when you need it most. Make you acquainted with health insurance terms and read the most frequently asked issues on health coverage. Keep track of the changes taking place

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Property insurance

Why you should buy property insurance

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Get Your Property Insured

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Do You Know About Property Insurance?

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